Terms & Conditions

1. Acceptance of Terms

By creating an account, accessing, or using Benjamin (“Service”, “Platform”, “we”, “us”, or “our”) from Beckwords LLC, you (“User”, “you”, or “your”) agree to be bound by these Terms & Conditions (“Terms”). If you do not agree to these Terms, you may not use our Service.

Your use of the Service constitutes acceptance of these Terms. No separate signature or additional agreement is required.

2. Description of Service

Benjamin is an artificial intelligence-powered platform designed for private equity professionals to analyze potential acquisitions and investment opportunities. Our Service includes:

• AI-powered analysis of Confidential Information Memorandums (CIMs) and other financial documents
• Generation of Discounted Cash Flow (DCF) models and financial projections
• Creation of institutional-quality evaluation reports
• Document processing and storage capabilities
• Project management and collaboration tools

3. User Accounts and Registration

To use our Service, you must create an account by providing accurate and complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account
• Ensuring your account information remains current and accurate

4. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Upload or process any illegal, harmful, or infringing content
• Attempt to gain unauthorized access to our systems or other users' accounts
• Use the Service to violate any applicable laws or regulations
• Interfere with or disrupt the Service or servers connected to the Service
• Use automated systems to access the Service without our written permission
• Share your account credentials with third parties

5. Content and Data

5.1 Your Content

You retain ownership of all documents, data, and information you upload to the Service (“Your Content”). By uploading Your Content, you grant us a limited, non-exclusive license to process, analyze, and store Your Content solely for the purpose of providing the Service.

5.2 AI Processing

You acknowledge and agree that Your Content may be processed using artificial intelligence and machine learning technologies, including third-party AI services, to generate analysis, reports, and insights. This processing is essential to the functionality of our Service.

5.3 Generated Content

Reports, analyses, and other content generated by our AI systems based on Your Content (“Generated Content”) are provided to you under a non-exclusive license. You may use Generated Content for your business purposes, but you acknowledge that such content is created through automated processes and should be reviewed and validated by qualified professionals.

6. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you also agree to our Privacy Policy.

7. Confidentiality

We understand that you may upload confidential and proprietary information. We implement appropriate technical and organizational measures to protect your data. However, you acknowledge that no system is completely secure, and you use the Service at your own risk.

8. Disclaimers and Limitations

8.1 Service Availability

We strive to maintain high availability but do not guarantee uninterrupted access to the Service. We may suspend or terminate the Service for maintenance, updates, or other operational reasons.

8.2 AI-Generated Content

Our AI-generated analyses, reports, and recommendations are provided for informational purposes only and should not be considered as professional financial, investment, or legal advice. You should consult with qualified professionals before making any investment decisions.

8.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BECKWORDS LLC DBA BENJAMIN SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICE.

9. Intellectual Property

The Service, including its software, algorithms, user interface, and documentation, is owned by Beckwords LLC dba Benjamin and is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works based on the Service without our written permission.

10. Termination

Either party may terminate your account at any time. Upon termination, your right to use the Service will cease immediately. We will make reasonable efforts to provide you with access to your data for a limited period following termination.

11. Changes to Terms

We may modify these Terms at any time by posting the updated Terms on our website. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Delaware.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Email: beck.danny@gmail.com
Website: https://withbenjamin.com

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.